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How the principal residence exemption can be used to reduce capital gains on vacation homes
Cottage with stairs leading to the water
What young people can do when homeownership seems out of reach
Houses are seen on a hill in Vancouver, on Thursday, Nov. 23, 2023. The BC Real Estate Association says there was a nearly 30 per cent increase in home sales last month compared with January 2023. THE CANADIAN PRESS/Darryl Dyck
Capital gains changes will affect investors with identical assets differently. Here’s why
A sign outside the Canada Revenue Agency is seen Monday May 10, 2021 in Ottawa. Saskatchewan Premier Scott Moe says the Canada Revenue Agency is to audit the province for not paying carbon levies on home heating. THE CANADIAN PRESS/Adrian Wyld
financial facelift
Can Matthew, 57, and Lizzy, 56, afford to retire in three years?
May 2, 2024. JENNIFER ROBERTS/THE GLOBE AND MAIL
Mortgage stress tests cause more harm than good. Here’s how to fix them
The Real estate agent mortgage Home Model. The real estate agent explains the business contract, rent, purchase, mortgage, loan, or home insurance buyer concept.
young money
You’re no longer middle-class if you own a cottage or investment property
Paul Kershaw
opinion
Ask Nancy: Should I sell my cottage and investment property now instead of next year?
Nancy Woods
opinion
Empty your TFSA to pay off a mortgage?
Rob Carrick
Forget rate relief: Most Canadians with mortgages are about to see their interest payments soar
Houses are seen on a hillside in Burnaby, B.C., on Saturday, April 17, 2021. The Real Estate Board of Greater Vancouver says September's homes sales dropped by 46 per cent since last year and 10 per cent from August as the number of buyers in the market fell. THE CANADIAN PRESS/Darryl Dyck
Renovating on a budget: How to plan for a major house project despite rising costs
File #: 16160345 Master Bathroom Remodeling: Painting in-Progress renovations, painting, bathroom, real estate. Credit: iStockphoto (Royalty-Free) Keywords: Bathroom, Construction, Paint, Home Addition, Domestic Room, Home Improvement, Shower, Incomplete, Tile, Tiled Floor
carrick on money
In search of hard numbers on what it costs to maintain a home
Rob Carrick
top links
Canadian dividend sectors ‘overdue for a sharp reversal to the upside,’ says BMO chief investment strategist
The Bay Street Financial District is shown next to the CN Tower in Toronto on Friday, Aug. 5, 2022.
How snowbirds who nest in the U.S. can avoid tax-related complications
Scenes from around the park at Breezy Hill, in Pompano Beach on Florida’s Atlantic coast. Photos by Adrian Morrow
young money
The federal budget admits millennials and Gen Z are being left behind. Now it’s time to fix the system
Paul Kershaw
How to push for the lowest mortgage rates in a high interest rate world
istock mortgage
RBC economist Robert Hogue on where housing prices are heading - and why affordability won’t make a quick return
Robert fHeadshot copy.jpg. RBC’s Robert Hogue Handout
Volatility uncorked as U.S. solo surge unleashes dollar
Mike Dolan
The close: TSX drops to one-month low as Barrick Gold sinks
The Art Deco facade of the original Toronto Stock Exchange building is seen on Bay Street in Toronto in January of 2019.
Funds make biggest bet against yen since 2007
Jamie McGeever
A government mortgage policy that makes sense – with one glaring question
Homes under construction are seen in a suburb, Friday, Oct. 15, 2021 in Ottawa. The parliamentary budget officer says Canada would need to build 1.3 million additional homes by 2030 to eliminate the gap between housing demand and available supply. THE CANADIAN PRESS/Adrian Wyld
financial facelift
How should Hank, 69, and Caroline, 64, turn their savings into income?
March 14, 2024. (Laura Proctor/The Globe and Mail) facelift
Canadian dollar posts biggest weekly decline in 11 months
A loonie is pictured in Toronto on Jan. 23, 2015.
opinion
Ottawa’s easing of mortgage lending rules is the last thing the housing market needs
Derek Holt
If Fed hikes spurred rent inflation, markets should relax
Mike Dolan
Entry to Canadian housing market feels out of reach for 76% of non-owners, poll suggests
Greater Toronto home sales soared 37 per cent last month compared with the same month a year ago as lower borrowing costs associated with fixed-rate mortgages lured some buyers back to the market. A real estate sold sign is shown in a Toronto west end neighbourhood May 16, 2020. THE CANADIAN PRESS/Graeme Roy
opinion
Here’s how to squeeze out more yield from your bond portfolio - if you’re brave enough
Tom Czitron
Traders lighten bets on June rate cut: How markets and economists reacted to the BoC decision
Bank of Canada Governor Tiff Macklem takes part in a news conference after announcing an interest rate decision in Ottawa, Ontario, Canada March 6, 2024. REUTERS/Blair Gable
Negative equity/bond correlation is positive for 60-40 portfolio
Jamie McGeever
The close: Stocks sharply lower, bond yields spike, as sticky inflation dims U.S. rate cut hopes
Traders work on the floor of the New York Stock Exchange during afternoon trading on April 9.
Higher for longer after all? U.S. investors see Fed rates falling more slowly
A trader works on the floor of the New York Stock Exchange as Federal Reserve chair Jerome Powell appears on a monitor on March 20, 2024.
The close: Stocks flat as investors await CPI, earnings
Traders work on the floor of the New York Stock Exchange (NYSE) on April 5.
financial facelift
Should Marsha, 37, pay off her mortgage or save for retirement?
Facelift (Laura Proctor/The Globe and Mail)
The market expects a soft landing. There are reasons to be skeptical
Ian McGugan
The U.S. stock market may have finally hit a real record, but it could be a problem
Traders work on the floor of the New York Stock Exchange (NYSE) on April 5.
Canadian dollar falls to four-month low as jobs decline fuels rate cut bets
A loonie is pictured in Toronto on Jan. 23, 2015.
The close: Stocks rise, TSX at new record high, after strong U.S. jobs data
A trader works on the trading floor at the New York Stock Exchange (NYSE) on April 4.